Since Marie Kondo came from Japan to reorganize our homes, and consequently our lives through a very complete guide to order, we have generally become more methodical and practical. And why not do the same for our finances? Don’t you know where your money is going? Do you usually spend a lot on minor and minor things? Do you want to save for a great investment soon? Do not despair, we have the perfect solution that is already beginning to bear fruit in half the world. And, yes, it also comes from the Japanese country.
THE KAKEBO METHOD
Let’s start at the beginning: its origin dates back to no more and no less than 1904 when the creator of the first Japanese women’s magazine devised this method to help women manage their own and home finances. The good thing is that it is something very simple: an agenda notebook (published in Spain by Blake Books at a more than affordable price) to take note of our expenses and income daily with, of course, some objectives to achieve.
Each expense, as superfluous as it may seem, must be noted and categorized (leisure, holidays, food …), for which it must be very constant. But if you stick with it, you will see very clearly, after a while, what you are ‘wasting’ money for, what you can reduce without any significant resignation, and how to achieve your savings goals.
This technique has a bit … and it is that it is on paper, a detail that many are no longer accustomed to, so it can produce more laziness. Also, if you want to do well, you have to be very methodical and spend 10 or 15 minutes a day. And you should not forget the tickets of all the expenses you make. If you do, you risk forgetting one when you are doing the review.